When you think of retiring, the planning you do leading up to that time is usually focused on the financial part. Do I have enough money to retire?? While that is extremely important, you also need to have a plan for how you are going to spend your time. Retirement is a huge transition in […]

This is often the time of year when we start to get calls saying I am thinking of retirement and would like to discuss a plan. For some people it is something they have been working towards and anticipating but for others it is intimidating. There are many decisions that need to be made and

This month let’s talk about a subject we have all had to address in our lifetime. Debt! It can have consequences on your financial health over the years. The average Millennial reports having debt such as student loans, credit cards, auto loans, and a home mortgage. It is never too early to take inventory of

Happy 2024. My first blog of the New Year is going to be on a topic that I deal with a lot in my business. Helping people plan for retirement. Some questions I get asked frequently are: Let’s try to address these questions. First, you need to look at what your expenses are. Take into

As I was looking for a topic for my last blog of 2023, I thought a look back at financial milestones made this year would be a good one. Financial milestones are goals you have set for yourself or your business and have achieved. Some popular goals are starting an emergency fund, paying off home

Open Enrollment (OEP) began on November 1, 2023 and usually ends around January 15, 2024.  If you want a January 1st effective date the last day to enroll is December 15, 2023.  There are income guidelines for you to qualify, so it is smart to start gathering information early. In the last several years many

The annual open enrollment period occurs October 15th through December 7th each year. Many people think they do not have to do anything if they already have a plan that they are happy with. It is always a good idea to check with your current plan as to any changes they are anticipating in the

We get this question frequently and I always answer, it depends on the planning you have done. The word plan is used a lot in our day to day lives. Just like you may plan your meals, a party, or a trip, you need to plan for your financial future beyond your employment years. Social

I recently read that 218.8 million people are expected to buy online in 2023.  This is up 1.9% over the previous year and by 2026 this figure could hit 230.6 million.  Online shopping is especially popular during the Holiday season when many people do it to avoid crowds and long check our lines.  I have

Out of curiosity, I looked up the meaning of AI (Artificial Intelligence). According to one definition, it is a field which combines computer science and robust data sets to enable problem solving. This had me even more curious. I wondered how it is used. I was surprised to learn that it is already enabling technologies